http://www.fatwallet.com/t/52/744810/
Basics of Personal Finance
Building Wealth: A Beginner's Guide to Securing Your Financial Future (1.2 MB 39 pg) - An excellent e-Book from the Federal Reserve Bank of Dallas (putting all the other Feds to shame), this guide helps individuals and families develop a plan for building personal wealth. It presents an overview of personal wealth-building strategies that includes setting financial goals, seeking guidance, budgeting, saving and investing, and managing debt.
Pathways to Getting Ahead (882 KB, 48 pg) - A very good booklet, this guide is targeted to young adults, and aims to spur thinking about the importance of asset building in their personal lives and about how larger policy decisions impact the choices they make.
Money Matters: Your Guide for Financial Security (24 MB, 32 pg) - Get helpful tips on how to set financial goals, organize your financial files, find a financial professional, understand your investment options and responsibilities, and be a wise borrower.
Banking Basics (721 KB, 44 pg) - From the Federal Reserve Bank of Boston, this e-Book provides an introduction to banking for young people that answers many basic questions: What is a bank? What makes one type of account different from another? Why do banks fail and what happens when they do? Updated in 2007 so the spiffy information are current.
Simple Strategies for Managing Your Money (7.5 MB, 12 pg) - From the FDIC. Use the helpful checklists to get financially fit, avoid bad deals and scams, insure all your deposits, and effectively resolve problems with financial institutions.
Taking Control of Your Finances (1.3 MB, 12 pg) - Another handy guide from the FDIC that's geared toward young adults — from those still in school to just starting a career or a family. Learn the right ways to save and manage money, and how to avoid some common mistakes people make with their money.
**Saving & Investing
66 Ways to Save Money (78 KB) - One of the classic publications with over two million copies distributed. Practical ways to cut everyday costs on transportation, insurance, banking, credit, housing, utilities, food, and more.
Get the Facts on Saving and Investing (5.7 MB, 32 pg) - From the SEC. A road map to start you on a journey to financial security through saving and investing. Use this guide helpful tips and worksheets for calculating net worth, income, and expenses.
How SIPC Protects You (3.3 MB, 10 pg) - If your brokerage firm closes due to bankruptcy or other financial difficulties, the Securities Investor Protection Corporation (SIPC) works to return your assets. Find out what SIPC does and does not cover.
All About… The Foreign Exchange Market in the United States (assorted PDF) - Discusses in detail the operations, participants and instruments in the U.S. segment of the global foreign exchange market.
Tools of the Trade: A Basic Guide to Financial Derivatives (2.1 MB, 15 pg) - This guide offers insight into when and how derivatives can be valuable tools for managing financial risk and focuses on pertinent questions to ask yourself and others before you or your company invests.
***Mortgages
Know Before You Go… To Get a Mortgage (684 KB, 16 pg) - The purpose of this guide is to provide general mortgage information to consumers and to shed some light on the risks associated with todays more complex mortgage offerings. It is by no means meant to counsel consumers to avoid certain products, but rather to alert them to potential risks, and encourage them to make informed decisions and to be aware that certain products may be appropriate for some borrowers but not for others.
Interest-Only Mortgage Payments and Payment-Option ARM's: Are they for you? - Information to help you decide if an interest-only mortgage payment is right for you (Note: they're probably not right for you).
***Retirement Planning
Savings Fitness: A Guide to Your Money and Your Financial Future (3.2 MB, 16 pg) - Create your personal savings plan and prepare for retirement with this step-by-step guide.
401(k) Plans (41 KB, 7 pg) - Explains what these plans are, what happens when you change employers, and what to do if you need the money before retirement.
Variable Annuities: What You Should Know (11.3 MB, 24 pg) - Explains what they are, how they work, what you have to pay, and questions to ask before you invest.
Thursday, July 5, 2007
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